Licensed Insurance Agent (CA & OH)CA #4059160 | OH #1739848
Hours: 8 a.m. to 6 p.m. PST, Monday through Friday

Confused by Rental Property Insurance? We share our expertise for your peace of mind.

Multifamily (2-4 units)

A multifamily property has 2 to 4 separate residential housing units. Landlord policies offer coverage for landlord liability and loss of rental income.

LiabilityProperty CoverageLoss of Rental Income

Apartment (5+ units)

Apartments requiring commercial habitational coverage. We secure policies for property damage, building damage, loss of business income, and liability.

Property DamageLiabilityCommercial HabitationalLoss of Rental Income

Mixed Use

Mixed-use properties with retail on the ground floor and residential above. No age limit. Customize with flood, earthquake, and umbrella coverage.

Commercial RetailHabitationalLoss of Rental Income

Vacant Land

Open land can give rise to lawsuits over trespassing, injuries, or accidental property damage. We help secure liability coverage for undeveloped parcels and vacant lots.

Liability

Built on Real-World Experience

As a licensed broker in California and Ohio, I understand property risks — the worry over sudden damage, liabilities, and unexpected exposures. I help landlords and property investors anticipate and mitigate those risks before they become claims.

After graduating from UC Berkeley with a degree in business, I fell into insurance because I grew excited about identifying and preventing the things that go wrong for people. (A little unusual, I know.) I went on to spend seven years running a $5 million book of business as the sole employee at a captive P&C agency in the Bay Area —where the book grew almost entirely through word-of-mouth referrals from happy people.

I treat people the way I'd want to be treated — with hands-on care, responsive service, and efficient claims handling. That means identifying risk exposures early and advising on the right coverage from the start.

CA #4059160 | OH #1739848
Stephanie Hou